Terms of Service
Effective Date: April 16, 2026
These Terms of Service (“Terms”) govern your use of the Willow Senior Insurance Advisors, LLC website. By accessing or using this website, you agree to these Terms.
If you do not agree to these Terms, please do not use this website.
Website Purpose
This website is provided for general informational and communication purposes. Information on this website is intended to help visitors learn more about Willow Senior Insurance Advisors and request additional information.
Nothing on this website is intended to be legal, tax, medical, or financial advice. Insurance-related information provided through this website is general in nature and may not apply to every individual situation.
No Guarantee of Coverage or Plan Availability
Information on this website is not a guarantee of plan availability, eligibility, benefits, pricing, approval, or coverage. Insurance options may vary by service area, carrier, eligibility, and other factors.
Permitted Use
You agree to use this website only for lawful purposes. You may not use this website in any way that could:
Violate any law or regulation
Interfere with website operation or security
Attempt unauthorized access to any part of the website
Submit false, misleading, or fraudulent information
Transmit spam, malicious code, or harmful material
Form Submissions and Communications
If you submit information through a website form, you agree that the information provided is accurate to the best of your knowledge.
Submitting a form does not create a client relationship, guarantee services, or guarantee a particular insurance outcome. If you contact us through the website, we may follow up with more information.
Privacy
Your use of this website is also subject to our Privacy Policy. Please review that policy to understand how information may be collected, used, and shared.
Intellectual Property
All content on this website, including text, design, graphics, branding, logos, layout, and other materials, is owned by or used with permission by Willow Senior Insurance Advisors, LLC unless otherwise stated.
You may not copy, reproduce, distribute, modify, republish, or commercially use website content without prior written permission.
Third-Party Links
This website may include links to third-party websites or services for convenience or reference. We are not responsible for the content, availability, or practices of third-party websites.
No Warranties
This website is provided on an “as is” and “as available” basis. We make no warranties or representations, express or implied, regarding the accuracy, completeness, reliability, or availability of the website or its content.
Limitation of Liability
To the fullest extent permitted by law, Willow Senior Insurance Advisors, LLC will not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising out of or related to your use of, or inability to use, this website.
Changes to These Terms
We may update these Terms from time to time. Any updated version will be posted on this page with a revised effective date.
Governing Law
These Terms are governed by the laws of the Commonwealth of Virginia, without regard to conflict of law principles.
Contact Us
If you have questions about these Terms, please contact:
Willow Senior Insurance Advisors, LLC
Email: theresakelly@tkellyms.com
Phone: 714-714-3289